Provident Financial Holdings Inc (PROV)

Currency in USD
17.17
0.00(0.00%)
Closed·
17.170.00(0.00%)
·
Trading near 52-week High
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Fair Value
Day's Range
17.1517.24
52 wk Range
14.0217.24
Key Statistics
Prev. Close
17.17
Open
17.24
Day's Range
17.15-17.24
52 wk Range
14.02-17.24
Volume
3.2K
Average Vol. (3m)
8.73K
1-Year Change
21.0007%
Book Value / Share
19.69
Fair Value
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Fair Value Upside
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PROV Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Analysts Sentiment
Currently not supported.
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

Employees
140

Provident Financial Holdings Inc Earnings Call Summary for Q2/2026

  • Provident Financial Holdings missed Q2 FY2026 expectations with EPS of $0.22 (vs. $0.34 forecast) and revenue of $9.84M (vs. $10.5M forecast), despite stock rising 0.43% to $16.2.
  • Loan originations surged 42% quarter-over-quarter, while net interest margin increased slightly to 3.03%, though operating expenses rose to $7.9M from $7.6M in the previous quarter.
  • CEO Donavon Ternes highlighted the company's strategic focus amid California's housing market challenges where 'available housing is far outstripped by demand.'
  • Management forecasts potential net interest margin expansion in Q3 FY2026, with significant loan repricing activities expected in March and June 2026.
  • Key risks include rising operating expenses, uncertain impacts of loan repricing, potential government housing initiatives, and ongoing economic and interest rate challenges.
Last Updated: 02/03/2026, 05:29 AM
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Compare PROV to Peers and Sector

Metrics to compare
PROV
Peers
Sector
Relationship
P/E Ratio
16.6x12.4x9.9x
PEG Ratio
1.830.320.03
Price / Book
0.9x1.1x1.0x
Price / LTM Sales
2.7x3.0x2.9x
Upside (Analyst Target)
−6.7%18.7%14.5%
Fair Value Upside
Unlock1.6%1.7%Unlock
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold16.00-6.81%16.50MaintainOct 30, 2025
Piper Sandler
Hold16.00-6.81%16.50MaintainOct 30, 2025
Piper Sandler
Hold16.50-3.90%-New CoverageJul 14, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.99%
Dividend Yield
3.27%
Industry Median 3.15%
Annualized Payout
0.56
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Jan 27, 2026
EPS / Forecast
0.22 / 0.34
Revenue / Forecast
9.84M / 10.5M
EPS Revisions
Last 90 days

PROV Income Statement

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FAQ

What Is the Provident (PROV) Stock Price Today?

The Provident stock price today is 17.17 USD.

What Stock Exchange Does Provident Trade On?

Provident is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Provident?

The stock symbol for Provident is "PROV."

Does Provident Pay Dividends? What’s The Current Dividend Yield?

The Provident dividend yield is 3.27%.

What Is the Provident Market Cap?

As of today, Provident market cap is 109.52M USD.

What Is Provident's Earnings Per Share (TTM)?

The Provident EPS (TTM) is 0.99.

When Is the Next Provident Earnings Date?

Provident will release its next earnings report on May 04, 2026.

From a Technical Analysis Perspective, Is PROV a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Provident Stock Split?

Provident has split 2 times.

How Many Employees Does Provident Have?

Provident has 140 employees.

What is the current trading status of Provident (PROV)?

As of Apr 15, 2026, Provident (PROV) is trading at a price of 17.17 USD, with a previous close of 17.17 USD. The stock has fluctuated within a day range of 17.15 USD to 17.24 USD, while its 52-week range spans from 14.02 USD to 17.24 USD.

What Is Provident (PROV) Price Target According to Analysts?

The average 12-month price target for Provident is 16.00 USD, with a high estimate of 16 USD and a low estimate of 16 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an -6.81% Downside potential.
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